I'm struggling with a decision. A big one. Mr. M has offered to take over my finances including receiving my paycheque and paying off the rest of my debt. He would give me the money I need on a weekly basis (yes, an allowance) as well as anything I need above that. The advantage being I would have to think twice before spending money on anything because I would have to tell him what the money is for. I have a tendency toward impulse purchases, untimely purchases, extraneous purchases. Generally, I love to spend money. This would really only benefit me.

My fear is I would never feel as though I have anything of my own. What if I want a weekend away? How would I really know I'm contributing to our savings if I can't see how much I'm contributing? I'm afraid I'll feel like some degenerate leech with my hand out, begging for money. I know most marriages work this way, one joint account, sharing expenses. How do you keep track of what you can justify spending and what you can't?

Obviously I would have to get my name put on his account. If something, knock on wood, ever happened to him, I would end up with nothing. This requires further thought and planning. I can't just hand all of this responsibility over without making a list first (lists being my anti-anxiety medication of course).